# gobankings.com


## Posts

- [SBI Cash Deposit Charges For Savings Account (2026): Free limit, Branch Rules & CDM Deposit Charges](https://gobankings.com/sbi-cash-deposit-charges-savings-account/): Introduction SBI cash deposit charges savings account depend on the number of transactions and monthly deposit limits. State Bank of India allows a few free cash deposit transactions every month, after which service charges may apply. Customers can deposit cash through home branches, non-home branches and cash deposit machines (CDM). You can also understand how nominee rules work in banking by reading should nominee get the money and how nominee will get the money. Cash Deposit Charges Table Rule Amount / Limit Free Cash Deposit Transactions 3 per month Charges After Free Limit ₹50 + GST per transaction Non‑Home Branch […]
- [How To Check SBI Cheque Status Online – Complete Step-by-Step Guide](https://gobankings.com/check-sbi-cheque-status-online/): If you want to check SBI cheque status online, there are several easy methods available.  You can track the cheque clearance using YONO SBI app, SBI net banking, or SMS alerts.  In this guide, we explain step-by-step how to check SBI cheque status online quickly. Method 1: Using YONO SBI App Login to YONO SBI app → Navigate to account details → View cheque status under transactions. Method 2: SBI Net Banking Login to SBI Online → Go to account statement → Check clearing transaction status. Method 3: SMS Alerts SBI sends SMS alerts once cheque is cleared or returned. […]
- [Why SBI Cheque Is Not Clearing? 7 Hidden Reasons Explained](https://gobankings.com/why-sbi-cheque-is-not-clearing-reasons/): Introduction If you are wondering why SBI cheque is not clearing even after 2 working days, there can be multiple operational reasons behind it. Clearing involves verification, scanning, and interbank settlement steps. To understand how long a cheque normally takes, you should first check the complete SBI cheque clearance time guide. 7 Hidden Reasons for Delay 1. Signature mismatch2. CTS image quality rejection3. Clearing holiday delay4. High-value manual verification5. Suspicious transaction review6. Account freeze or KYC pending7. Technical server delay If your cheque gets rejected instead of delayed, you should also understand SBI cheque bounce charges and what happens next. […]
- [SBI Cheque Bounce Charges 2026 – Complete Guide with Real Banking Examples](https://gobankings.com/sbi-cheque-bounce-charges/): Introduction When an SBI cheque bounces, customers often worry about penalties, legal consequences, and account impact. This detailed guide explains SBI cheque bounce charges with real banking scenarios, practical explanations, and preventive steps so customers can avoid repeated mistakes. What Is Cheque Bounce in SBI? A cheque bounce occurs when a cheque presented for payment is returned unpaid by the bank. The most common reason is insufficient balance, but technical and compliance-related issues can also cause return. SBI Cheque Bounce Charges Structure SBI generally charges a penalty to the drawer (person issuing cheque) when a cheque is returned due to […]
- [ICICI Bank Cash Deposit Charges 2026 : Savings & Current Account Rules](https://gobankings.com/cash-deposit-charges-in-icici-bank/): ICICI Bank cash deposit charges depend on account type and monthly cash deposit limit. Savings accounts usually allow free deposits up to a fixed limit, after which charges apply per ₹1000 deposited. Non-home branch deposits may attract additional fees as per ICICI Bank rules. What Are Cash Deposit Charges in ICICI Bank? ICICI Bank allows customers to deposit cash in their accounts, but charges may apply after crossing the free monthly limit. Charges depend on account type, number of transactions and sometimes number of notes deposited. ICICI Bank Cash Deposit Charges – Saving Account Category Charges Monthly Free Limit Up […]
- [Failed ATM Transaction? Money Deducted But No Cash – Refund Timeline & RBI Rules (2026 Guide)](https://gobankings.com/failed-atm-transaction-refund-timeline-2026/): Introduction Sometimes when you withdraw cash from an ATM, the machine does not dispense money but the amount still get deducted from your bank account. Sometimes, such issues can also be related to bank restrictions like account freeze, which may delay access to funds. This situation is called a failed ATM transaction. In this guide, we explain the refund timeline, RBI rules, and what steps you should take immediately. In this guide, we will explain the failed ATM transaction refund timeline, RBI rules, and what customers should do in 2026. What is a Failed ATM Transaction? A failed ATM transaction […]
- [ATM Card Lost What To Do Now – Step-by-Step Guide](https://gobankings.com/atm-card-lost-what-to-do-now/): ATM card lost what to do now is the first question that comes to mind when you lose your debit or ATM card. Losing an ATM card can be stressful, and many people immediately search “my ATM got lost what to do now” when this happens. The good news is that if you take quick action, your money can stay safe and you can easily get a new card. This guide explains what you should do first, how to block your ATM card, and how to apply for a new one safely. Step 1 – Immediately Block Your ATM Card […]
- [Cheque Clearing Delay – Reasons, Timeline & What To Do (2026 Guide)](https://gobankings.com/cheque-clearing-delay-reasons/): Introduction Cheque clearing delay reasons are usually related to bank verification, signature mismatch, holidays, or processing checks. If your cheque is not cleared after deposit, understanding the real reason can help you take the right action quickly. In many cases, cheque issues are also related to problems like cheque not clearing properly or being rejected by the bank. 🏦 Normal SBI Cheque Clearing Time: Cheque Clearing Delay Reasons in India Normally SBI cheque clearing time is: • 1 to 2 Working Days. Top Reasons For Cheque Clearing Delay 1️⃣ Bank Holiday Or SundayClearing does not happen on holidays. 2️⃣ Signature […]
- [Cheque Return PPS Reason : PPS/CPPS Meaning, Reality & Solution](https://gobankings.com/cheque-return-pps-reason/): PPS Ka Matlab, Clearing–Transfer Confusion Aur Practical Solution Cheque Return PPS Reason ek common banking issue hai jisme cheque clear hone ke bajay return ho jata hai. Jab return memo me “PPS” ya “CPPS” likha hota hai, to log confuse ho jate hain ki ye clearing problem hai ya transfer issue. Is article me hum PPS ka actual meaning, reality aur practical solution clear karenge.Agar aapka cheque return ho gya hai aur return memo me “PPS” ya “CPPS” likha aa gaya hai, to sabse pehla reaction hota hai – “Ab kya karein? Galti kiski hai?” Agar aap cheque process aur […]
- [Inactive Bank Account Rules: Account Kab Freeze Hota Hai aur Kaise Activate Kare (2025 Guide)](https://gobankings.com/inactive-bank-account-rules/): Introduction Inactive bank account rules ke according, jab lambi time tak account me koi transaction nahi hota, bank use inactive ya dormant mark kar deta hai. Bahut saare logon ko tab shock lagta hai jab unka bank account achanak kaam karna band kar deta hai. ATM se paise nahi nikalte, UPI fail ho jata hai, aur message aata hai – “Account inactive / dormant”. Agar aapka ATM card ya transaction related issue bhi aaya hai, to ye guide bhi zaroor padhein: ATM Card Lost? What to Do Now Is article me hum simple aur practical language me samjhenge: Inactive bank […]
- [Why My Loan Amount Is Not Reducing Even After Paying Regular EMI?](https://gobankings.com/why-my-loan-amount-is-not-reducing-even-after-paying-regular-emi/): Have you ever heard how loan amount is calculated and deducted as an EMI. You will never know about the insider tip for your pending loan amount. Many people ask why my loan amount is not reducing even after paying regular EMI, even though they never miss a payment. After payment of your EMI, their is no reduction in loan amount. Now i am explaining you in short and simple. If you are confused about bank rules related to money and ownership, you should also understand how nominee rules work in bank accounts. In simplified words loan amount left to […]
- [Bank Account Freeze Reasons in India – Account Freeze Hone Par Kya Kare?](https://gobankings.com/bank-account-freeze-reasons-in-india/): Bank account freeze reasons samajhna har customer ke liye zaruri hai, kyunki account freeze hone par debit, credit ya dono par restriction lag sakta hai, jisse daily banking transactions impact hote hain. Achanak bank se SMS aata hai — “Your account has been frozen” — aur panic start ho jata hai.ATM se paise nahi nikal rahe, UPI fail ho raha hai, aur samajh nahi aa raha bank account freeze kyu hua. Agar ATM se paisa deduct ho gaya ho lekin cash nahi mila ho, to is situation ka exact solution aur refund timeline samajhne ke liye aap ye detail guide […]
- [Earn More Money with Savings Account and Fixed Deposit (FD)](https://gobankings.com/earn-more-money-with-savings-account-and-fixed-deposit-fd/): You can earn more money with saving account and fixed deposit (FD). FFD or flexi fixed deposit account is a type of scheme offered by the bank for its customer to avail FD interest rates on your saving account. As saving account has less interest rates in all the banks as compared to any short or long term fixed deposit or recurring deposit. A common man donot have awareness about this type. Also they donot know how it works,for what duration we have to keep that money in account, how much money they have to keep and many more things. […]
- [ATM Se Paise Deduct Ho Gaye Par Cash Nahi Nikla – Kya Karein?](https://gobankings.com/atm-se-paise-deduct-ho-gaye-par-cash-nahi-nikla-kya-karein/): ATM Se Paise Deduct Ho Gaye Par Cash Nahi Nikla ATM se cash nikalne jaate ho, machine sound karti hai, screen processing dikhata hai… par paise nahi aate. Aur mobile par turant message aa jata hai: “Your account has been debited by ₹_____ via ATM.” Is ke hisaab se ye paise aapko wapas milte hi milte hain. Is article me hum simple Hinglish me samjhenge: Cash kyun nahi nikla hota? Bank kitne time me paisa wapas karta hai? Aapko kya steps follow karne chahiye? Kaun si galtiyan avoid karein? Bank ko complaint kaise karein? ⭐ Ye Issue Hota Kyun Hai? […]
- [Nominee Hone Ke Baad Bhi Bank Paisa Kyun Rok Leta Hai?](https://gobankings.com/nominee-hone-ke-baad-bhi-bank-paisa-kyun-rok-leta-hai/): Nominee Hone Ke Baad Bhi Bank Paisa Kyun Rok Leta Hai? Bahut log sochte hain ki agar bank account me nominee add hai, to account holder ke death ke baad bank turant paisa de dega.Lekin reality ye hai ki nominee hone ke baad bhi bank kai baar paisa rok leta hai. Agar aapko cheque return ya banking errors ka issue aaya hai, to ye bhi samajhna useful hai: cheque return PPS reason and solution. Is article me hum simple Hinglish me samjhenge: Bank paisa kyun nahi deta Nominee ka actual role kya hota hai Paisa lene ke liye kya documents […]
- [Cheque Clearance Time in SBI](https://gobankings.com/cheque-clearance-time-in-sbi/): Many customers get confused when an SBI cheque takes 2 or more days to clear.This delay is normal and depends on the type of branch, location, and clearing process followed by the bank, cheque clearance time in SBI. If your cheque is getting delayed or not cleared, you should also understand the real reasons behind it in detail in our guide on Why SBI Cheque Is Not Clearing. Today as per RBI guidelines banks and their respective branches have started process of clearing within each branch by giving machines for it but thinking that it will be cleared in few […]
- [Should Nominee Get The Money – How Nominee Will Get The Money](https://gobankings.com/should-nominee-get-the-money-how-nominee-will-get-the-money/): Should nominee get the money? Learn how nominees receive funds, legal heir rules, and step-by-step claim process in Indian banks.

## Pages

- [Home New](https://gobankings.com/): Banking made simple – for real people Indian banking ko aasaan Hindi & English mē samjho. GoBankings.com par aapko bank rules, schemes, loans, nominee, EMI aur savings ki seedhi, practical baat milti hai – ek banker ki nazar se. 🇮🇳 Hindi  |  🇬🇧 English – har topic ko dono language mē alag–alag samjhaya jaata hai, taki har reader ko ghar jaisa feel aaye. Start with Nominee Guide → Browse all banking guides No confusing jargon • Sirf wohi jo aam customer ko waqai help kare. Real banker, real-life banking help. GoBankings ek banker ke experience se bana resource hai – […]
- [Home](https://gobankings.com/home/)
- [Blog](https://gobankings.com/blog/)


[comment]: # (Generated by Hostinger Tools Plugin)