ATM card lost what to do now is the first question that comes to mind when you lose your debit or ATM card. Losing an ATM card can be stressful, and many people immediately search “my ATM got lost what to do now” when this happens. The good news is that if you take quick action, your money can stay safe and you can easily get a new card.
This guide explains what you should do first, how to block your ATM card, and how to apply for a new one safely.
Step 1 – Immediately Block Your ATM Card
If your ATM card is lost, the first and most important step is to block the card immediately. If you delay, someone may misuse your card and withdraw money.
Methods to Block Lost ATM Card
Mobile Banking App
If your bank mobile app is active, you can block the card instantly.
Login → Cards Section → Block Card → Confirm
Net Banking
You can also block your card using internet banking.
Login → Card Services → Debit Card → Block Card
Customer Care Call
You can call bank customer care and request card blocking.
They may ask:-
Account number
– Date of birth
– Registered mobile number
After verification, they block the card immediately.
Branch Visit + Form
If online options are not working, you can visit the bank branch and fill a debit card block request form.
Step 2 –
Decide: Same ATM Card or New Card
After blocking, you must decide whether you want the same type ATM card or a completely new card.
If You Choose Same Variant Card
Usually:
– Same account linked
– Same card type
– CVV changes
– Expiry changes
If You Choose New Variant Card
You may get:
– New card number
– New CVV
– New expiry
– Better features (contactless / higher limits)
Step 3 –
If You Want Maximum Safety, Apply for New ATM Card
If you want extra safety, you can apply for a completely new ATM card so that you get a new card number and fresh security details.
Methods to Apply New ATM Card
Mobile Banking → New Debit Card Request
Net Banking → Card Services → Request New Card
Branch Visit → Fill Debit Card Application Form
Pro Tip – WhatsApp Banking Can Also Help
Many banks now allow ATM card blocking using WhatsApp Banking.
You just need to message the official bank WhatsApp number and select the block card option.
Final Safety Tips– Always save bank customer care number- Enable SMS transaction alerts- Check bank statement after card loss- Apply new card quickly